Online Services

Online Services

eCO Online
eCO’s Online Banking makes your eCO Account accessible wherever you go. With the ability to view your account balance, make transfers, and access your account history, eCO Online helps make managing your accounts simple.
To set up your eCO Online Account: 

  1. Go to, and click on the Online Banking Login icon at the top of the page.
  2. If it is your first time logging in, start the Required Security Update. 
  3. Enter your account number given to you when you opened your new account, your default PIN, and the random code provided to begin. 
  4. Next, you will see the terms and conditions of use for online banking. Be sure to review these terms, and select I Accept.
  5. For verification purposes, create or use three of the provided security questions and answers. All fields on this page are case sensitive. 
  6. Enter an easily recognizable Security Key for additional verification purposes. 
  7. You may also add your email address at this time to receive notifications. 
  8. Click Finalize to complete the security update.

Still need help? Click here to view an eCO Online Demo. 

e-Statements save paper and are a quick and easy way to receive your statement each month. e-Statements can be securely accessed through online banking.
To sign-up:

  1. Log-in to eCO Online.
  2. Go to the Accounts tab at the top of the screen.
  3. Select e-Statements.
  4. Follow the easy steps that are listed.

You will be notified by email monthly when your statement is ready to be viewed. Statements are stored online for 24 months—making it easy to access your account history. It’s that simple!

Secure Messaging
Once you’re logged into eCO Online, you can communicate with eCO securely using the messaging option. Under Options, select the Messages button. The Message option sends a direct message to eCO. Because the message is secure, you can include your personal information or account information without any concern. Messages are monitored by eCO’s staff and answered in a timely manner.

Online Applications
Want to apply for a loan, set-up your direct deposit, or open a checking account? eCO Online Applications make it simple. In the top right corner of a list of applications is available.

eCO Bill Pay
Whether you want to make a single payment or set-up a recurring payment, eCO Bill Pay simplifies the process.
Sign up now by logging into your Online Banking and selecting the Bill Payment tab. Online Bill Pay is free when you use e-Statements. (You must have a Share Draft (checking account) with eCO for Online Bill Pay services.)
here to view the eCO Bill Pay Demo.

eCO Voice Response
Access your eCO account at the convenience of a touch-tone telephone. The 24-hour, seven-days a week service allows you to make withdrawals, transfer funds or find out your balance. Best of all, it is available to you for free!

  1. Call (205)250-6141. 
  2. Press 1. 
  3. Enter your Account Number.
  4. Enter your PIN. Your Voice Response PIN will be the same as your eCO Online PIN.

Mobile Banking

eCO wants to meet your needs—wherever you may be. Register for eCO Mobile and learn just how convenient eCO can be!

  1. Click the “Go Mobile” picture above. 
  2. Click New User, and enter your eCO Account Number.
  3. Provide the requested information. 
  4.  Choose a Username, Password, and Account Nickname. 
  5.  Enter information to enroll your device. 
  6. Elect to enroll in Text Banking and Mobile Banking. 
  7. You will receive an activation code through the website, and a text with a link to complete registration. Follow the link. 
  8. After activated, eCO Mobile can be set up as an icon on your Mobile device’s home screen.

CO-OP Network
Over 5,000 branches. Nearly 30,000 ATMs. Just look for the new CO-OP logos.


Your membership at eCO Credit Union gives you convenient access to your accounts even when you’re nowhere near an eCO branch. eCO participates in the CO-OP Network allowing you to use CO-OP Shared Branching locations and CO-OP ATMs.
With CO-OP Shared Branching, credit unions from all over the country share facilities to give you thousands of convenient locations to perform transactions just as if you were at your favorite eCO branch. Whether you are at work, home, or your favorite travel destination, eCO Credit Union is always nearby! Click
here to learn more!

Social Media
eCO uses Social Media to educate and inform members. Click on the icons below to access eCO’s Facebook, Twitter, or YouTube Accounts.