Love your ēCO Account? Share the love!

Three Millennials, one female and two males, look at a cell phone

Mom always said, “Nothing is free.” This time, Mom is wrong.

We want to spread the word about our FORWARD accounts, and we need your help. It’s as easy as this: Tell your friend about your awesome FORWARD checking account, loan, or credit card at ēCO. If your friend comes in to open an account, we’ll give you AND your friend $20 right into your accounts.

The FORWARD program was designed by millennials to meet the needs of… that’s right, millennials. FORWARD Accounts are available for folks between the ages of 19 and 29.

FORWARD Checking

We asked what you wanted in a checking account, and you said…

  • No monthly fees*
  • No hoops to jump through
  • Interest bearing
  • Overdraft protection
  • A free box of checks
  • And awesome services–Mobile Banking, Remote Deposit Capture, Online Banking, 30,000+ Surcharge Free ATMs Nationwide, just to name a few.

And that’s exactly what we gave you!

We also know that sometimes you need a little extra help to establish credit and you love to have options…

Option 1.

FORWARD Credit Card**

  • 16.8% APR
  • UChoose Rewards
  • No Annual Fee

Option 2.


  • Borrow up to $1,000
  • 10.75% APR
  • Terms up to 12 Months

Now, what are you waiting for? Text your friend. Tweet your friend. Or, you can even get really daring and talk about it face to face. Make sure that they mention that you sent them when they open their new account.

*Must enroll in e-Statements to avoid $2 monthly fee.
**Subject to Credit Approval
APR- Annual Percentage Rate