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Tell a friend about eCO’s FORWARD Accounts, and you AND your friend could each receive $25.

Text. Call. Tweet. Email. It doesn’t matter how you spread the word. If you tell a friend or family member about eCO’s FORWARD Accounts and they open an account, we’ll give you both $25.


The FORWARD program was designed by millennials to meet the needs of… that’s right, millennials. FORWARD Accounts are available for members between the ages of 19 and 29.

FORWARD Checking

We asked what you wanted in a checking account, and you said…

  • No monthly fees*
  • No hoops to jump through
  • Interest bearing
  • Overdraft protection
  • A free box of checks
  • And awesome services–Mobile Banking, Remote Deposit Capture, Online Banking, 30,000+ Surcharge Free ATMs Nationwide, just to name a few.

And that’s exactly what we gave you!

We also know that sometimes you need a little extra help to establish credit and you love to have options…

Option 1.

FORWARD Credit Card**

  • 16.8% APR
  • UChoose Rewards
  • No Annual Fee

Option 2.


  • Borrow up to $1,000
  • 10.75% APR
  • Terms up to 12 Months

Now, what are you waiting for? Text your friend. Tweet your friend. Or, you can even get really daring and talk about it face to face. Make sure that they mention that you sent them when they open their new account.

*Must enroll in e-Statements to avoid $2 monthly fee.
**Subject to Credit Approval
APR- Annual Percentage Rate