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Checking

ēCO Credit Union offers a variety of Checking Accounts designed with you in mind.

ēCO’s Basic Checking Account allows you the freedom and flexibility to manage and spend your money.

The details:

  • Minimum Balance: $0
  • Free VISA Debit Card
  • Unlimited Check Writing
  • Direct Deposit
  • No monthly fee, when enrolled in e-Statements.
  • Earn interest on your checking, when you maintain an average daily balance of $500+.

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For our members age 50 and older, we offer our Advantage Checking Account. It has all of the convenience of ēCO’s Checking Account, with the perks of getting better with age.

The details:

  • Minimum Balance: $0
  • Free VISA Debit Card
  • Free Basic Checks
  • VISA Travel Card Activation Fee Waived (up to 2 per year)
  • Free Money Orders and Cashier’s Checks
  • Unlimited Check Writing
  • Direct Deposit
  • No monthly fee, when enrolled in e-Statements.
  • Earn interest on your checking, when you maintain an average daily balance of $500+.

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For our members between the ages of 19 and 29, we asked what YOU wanted in a checking account, and you answered!

The details:

  • Minimum Balance: $0
  • Free VISA Debit Card
  • 1 Box of Free Checks
  • Overdraft Protection- Free Automatic Transfer from Savings
  • Earn interest on your checking!
  • Unlimited Check Writing
  • Direct Deposit
  • No monthly fee, when enrolled in e-Statements.

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ēCO’s Money Market Account allows you to easily access your funds, while earning a competitive interest rate.

The details:

  • Minimum Balance: $1,000
  • Earn a higher interest rate than traditional checking accounts.
  • Six withdrawals allowed per month.
  • Three checks allowed per month.
  • No ACH.

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All of ēCO’s Checking Accounts provide you free access to ēCO’s Online Services. Learn more about the Online Services ēCO offers.