New Auto (Current or up to 2 yrs. old)
Term |
APR* as low as |
36 Months |
2.00% |
48 Months |
2.10% |
60 Months |
2.40% |
72 Months1 |
2.90% |
84 Months2 |
3.51% |
Used Auto (3 model years to 5 model years old)
Term |
APR* as low as |
36 Months |
2.50% |
48 Months |
2.80% |
60 Months |
3.10% |
72 Months |
3.40% |
84 Months |
4.01% |
Used Auto (6 model years or older)
Term |
APR* as low as |
36 Months |
5.00% |
Motor Homes & Trailers
Type of Loan |
APR* as low as |
Max. Loan Amount |
Maximum Term |
New Motor Homes |
3.75% (Maximum $80,000) |
90% of List Price |
120 months |
Used Motor Homes3 |
4.75% (Maximum $60,000) |
NADA used retail value |
120 months |
New Travel Trailers4 |
3.75% (Maximum $70,000) |
85% of List Price |
120 months |
Used Travel Trailers3 |
4.75% (Maximum $60,000) |
NADA used retail value. May Require Appraisal. |
84 months |
Motorcycles, Boats & Personal Watercrafts
Type of Loan |
APR* as low as |
Max. Loan Amount |
Maximum Term |
New Motorcycle5 |
3.75% |
Current Model Year |
72 months |
Used Motorcycle |
4.75% |
100% of NADA Retail Value |
60 months |
New Boats & Personal Watercrafts4 |
3.75% |
|
72 months |
Used Boats & Personal Watercrafts |
4.75% |
|
60 months |
Signature Loans
Type of Loan |
APR* as low as |
Max. Loan Amount |
Maximum Term |
Closed End |
10.50% |
$10,000.00 |
24, 36, and 48 months |
Overdraft Protection |
12.90% |
|
Open |
Single-Payment |
9.95% |
$10,000.00 |
3 months
|
Other Loans
Type of Loan |
APR* as low as |
Max. Loan Amount |
Maximum Term |
Shares Pledged |
4.00% |
Shares = to loan balance |
60 months |
Certificate of Deposit |
2% Above Rate (Minimum 4.00%) |
100% of Certificate minus the amount of interest due on One Payment Loans |
Maturity Date of CD |
CoMaker |
11.90% |
$5,000.00 |
48 months |
New Furniture |
9.25% |
$10,000.00 |
36 months |
VISA Credit Cards
Type of Card |
APR* |
Grace Period |
Annual Fees |
ēCO Platinum Preferred Plus VISA |
4.99% Introductory APR for the first 6 months; After that, your APR will be 7.49% |
25 days |
None |
ēCO Platinum Preferred VISA |
4.99% Introductory APR for the first 6 months; After that, your APR will be 9.50% |
25 days |
None |
ēCO Platinum VISA |
11.95 % APR |
25 days |
None |
ēCO Classic VISA
|
16.8 % APR |
25 days |
None |
ēCO FORWARD VISA |
16.8 % APR |
25 days |
None |
|
|
|
|
First Mortgages
Term |
Rate** |
Type |
5 Year (60 months) |
3.00% |
Fixed |
10 Year (120 months) |
3.25% |
Fixed |
15 Year (180 months) |
3.50% |
Fixed |
30 Year Rate (90% Financing) |
3.00% |
Fixed for first 5 years then adjustable |
30 Year Rate (95% Financing) |
3.50% |
Fixed for first 5 years then adjustable |
30 Year Rate (90% Financing) |
3.25% |
Fixed for first 7 years then adjustable |
30 Year Rate (95% Financing) |
3.75% |
Fixed for first 7 years then adjustable |
30 Year Rate (90% Financing) |
3.50% |
Fixed for first 10 years then adjustable |
eCO does not charge PMI on any mortgage products.
Other Mortgage Loans
Loan Type |
Rate** |
Term |
2nd Mortgage Fixed |
5.25% |
Up to 180 months |
HELOC |
5.00% Variable |
180 months |