eCO Credit Union

transfer your debt to an ēCO Credit Union VISA Credit Card at 6.25% APR for the life of the balance transfer.

Add Extra Green With A Holiday Loan. 8.99% APR. Apply Now. Annual Percentage Rate. Terms and Conditions May Apply. Subject To Credit Approval.

Changes To ATM Network. Find Surcharge-Free ATM

New CD Special. Now Offering A 5-Month CD at 5.25% APR

Brighter Tomorrows start today, with 100% financing. For First-time home buyers, eCO is offering 100% financing, and we'll waive the $450 underwriting fee and give you a $100 VISA Gift Card. Apply Now.
Subject to credit approval. Current eCO Loans not eligible. Borrower must use eCO's 5 year/6month mortgage product to qualify for benefits.

Be floored by the power of a no cost HELOC. Learn More. Subject to credit approval. Maximum loan amount of $50,000. Closing cost must be paid by member if loan is paid in full within one year of loan date.

Bigger Kitchens (and better dancing) start with a no cost home equity. Learn more. Subject to credit approval. Maximum loan amount of $50,000. Closing cost must be paid by member if loan is paid in full within one year of loan date.

Featured Rates

Auto Loan

5.75

APR*

Motorcycle Loan

7.00

APR*

VISA Credit Card

7.49

APR*

Savings

0.70

APY*

Money Market

1.50

APY*

View All Rates

*APR = Annual Percentage Rate; APY = Annual Percentage Yield; Terms and conditions apply; more information.

eCO Credit Union Scholarships

ēCO Credit Union and the ēCO Credit Union Foundation are excited to present two different scholarship opportunities in 2024

2023 Balance Transfer Promotion

If only there was the perfect gift that gave you a way to combine all your debts at a lower interest rate. This holiday season, give yourself the gift of consolidation and consider ēCO’s Balance Transfer promotion!

October #eCOmmunity - Deforest Satisfield

ēCO Credit Union has a strong commitment to the communities where our members live, work, and play. Members of the community who embody the credit union philosophy of “People Helping People” are nominated by ēCO employees to be “Credit Unioned.” Trussville’s Branch Manager, Trisha Bowman, nominated Deforest Satisfield to be “Credit Unioned” for October.

2023 Winter Skip-A-Pay

It is the most wonderful time of the year, ēCO Credit Union's Skip-A-Payment program is here! Through the Winter Skip-A-Payment program, you can skip one month’s loan payment in November or December. Use the extra cash to travel home for the holidays or buy the perfect gift for a loved one. With a little extra cash in your pocket, you can make magic happen this holiday season.

International Credit Union Day 2023

ēCO Credit Union is proud to join with credit unions around the world to celebrate International Credit Union Day each year. International Credit Union Day's purpose is to raise awareness about what it means for members around the world to have a credit union as their financial partner. This year, International Credit Union Day is October 19.

September #eCOmmunity - Michael Patton

ēCO Credit Union has a strong commitment to the communities where our members live, work, and play. We are proud to recognize those who go above and beyond for their community through the #eCOmmunity initiative. McCalla`s Branch Manager, Je`Nae Washington, nominated Michael Patton to be “Credit Unioned” for September.

eCO Credit Union Homepage

Featured Rates

Auto Loan

Motorcycle Loan

VISA Credit Card

Savings

Money Market

eCO Credit Union Scholarships

2023 Balance Transfer Promotion

October #eCOmmunity - Deforest Satisfield

2023 Winter Skip-A-Pay

International Credit Union Day 2023

September #eCOmmunity - Michael Patton