eCO Credit Union

This auto be easy. Finance your auto loan with eCO and we'll beat or match your current rate! We'll give you $200 cash! No payment for the first 90 days! Let's Go! Terms and conditions apply. Subject to credit approval. Loans must be $15,000+ to be eligible.

Brighter Tomorrows start today, with 100% financing. For First-time home buyers, eCO is offering 100% financing, and we'll waive the $450 underwriting fee and give you a $100 VISA Gift Card. Apply Now.
Subject to credit approval. Current eCO Loans not eligible. Borrower must use eCO's 5 year/6month mortgage product to qualify for benefits.

Safety & Security at your fingertips. Keeping your card safe with real-time text alerts. Learn More.

Be floored by the power of a no cost HELOC. Learn More. Subject to credit approval. Maximum loan amount of $50,000. Closing cost must be paid by member if loan is paid in full within one year of loan date.

Bigger Kitchens (and better dancing) start with a no cost home equity. Learn more. Subject to credit approval. Maximum loan amount of $50,000. Closing cost must be paid by member if loan is paid in full within one year of loan date.

We're here to help! Click here for online loan applications

Get the most from your eCO accounts! Download the new eCO mobile app now! Learn more. Available on the App Store for Apple and on Google Play

Tap into a new way to pay. Use your eCO debit or credit card with contactless pay today. Available for Apple Pay, Google Pay, and Samsung Pay. Learn more!

The New and Improved eCO Virtual Branch is Here! Learn More!

Featured Rates

Auto Loan

2.50

APR*

Motorcycle Loan

4.00

APR*

VISA Credit Card

7.49

APR*

Savings

0.50

APY*

Money Market

0.40

APY*

View All Rates

*APR = Annual Percentage Rate; APY = Annual Percentage Yield; Terms and conditions apply; more information.

#eCOmmunity August-Franklin and Erma Kirksey

ēCO Credit Union has a strong commitment to the communities where our members live, work, and play. We are excited to continue the #eCOmmunity program in 2022. We are proud to recognize those who go above and beyond for their community through the #eCOmmunity initiative. Nicole Baird, Alabaster Branch Member Service Representative, nominated Franklin and Erma Kirksey to be “Credit Unioned” for August.

Auto Loan Promotion EXTENDED

Have you heard the good news? We have extended our Auto Loan Promotion through October 31, 2022!

#eCOmmunity July 2022

ēCO Credit Union has a strong commitment to the communities where our members live, work, and play. We are excited to continue the #eCOmmunity program in 2022. We are proud to recognize those who go above and beyond for their community through the #eCOmmunity initiative. Each month, members of the community who embody the credit union philosophy of “People Helping People” are nominated by ēCO employees to be “Credit Unioned.”

McCalla Member Appreciation 2022

We are excited to celebrate our members again this year with Member Appreciation Events at each of our six branches. We held our McCalla Member Appreciation Event on Friday, July 29, at our McCalla Branch.

Jefferson County Board of Education Appreciation 2022

We are so thankful to serve employees of the Jefferson County Board of Education through our branch inside the Jefferson County Board. As they prepared for the upcoming school year, we invited them to enjoy a sweet treat from our friends at Steel City Pops.

Shelby County Board of Education Appreciation 2022

We are so thankful to serve many of the educators, faculty, and staff of Shelby County Schools. As they prepared for school to resume, we were thankful for the opportunity to show our appreciation.

eCO Credit Union Homepage

Featured Rates

Auto Loan

Motorcycle Loan

VISA Credit Card

Savings

Money Market

#eCOmmunity August-Franklin and Erma Kirksey

Auto Loan Promotion EXTENDED

#eCOmmunity July 2022

McCalla Member Appreciation 2022

Jefferson County Board of Education Appreciation 2022

Shelby County Board of Education Appreciation 2022