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Membership Application

Become a Member or Open a New Account

ēCO Credit Union, originally Jefferson County Teacher’s Credit Union, was founded in 1939 to serve educators in Jefferson County and their families. Over the years, ēCO has grown and expanded our footprint. While our commitment to educators remains a priority, we are now community chartered, allowing us to serve anyone who lives, work, worships, or attends school in the following counties:

  • Jefferson
  • Shelby
  • Walker
  • Blount
  • Cullman

Today, ēCO has six branch locations to serve you. When you join ēCO Credit Union, you become a part of something bigger. We are proud to say—You are ēCO!

After you submit this application, a member service representative will contact you within two business days. By clicking Submit Application, you agree to allow ēCO Credit Union to pull a credit report for you and/or your joint applicant.

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I/We authorize ēCO Credit Union to open the following accounts:

Owner Information

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Preferred Contact Method
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Owner Employment Info

Joint Owner Information

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Preferred Contact Method

Joint Owner Employment Info

Electronic Submission

I hereby make application for membership in and agree to conform to the By-Laws or any amendments in ēCO Credit Union. I agree to the terms and conditions of any account I have in the Credit Union now or in the future and agree the Credit Union may change those terms and conditions from time to time and I authorize the credit union to verify credit and employment history by any necessary means, including the preparation of a credit report by a credit reporting agency. ēCO Credit Union is hereby authorized to recognize any of the signatures subscribed hereto in the payment of funds or the transaction of any business for this account. I/We authorize you to obtain information about me/us from credit reporting sources, and report my/our experience with this account to credit bureaus and others who may inquire about my/our experience with this account. By signing this agreement, you certify that the information provided is true and correct. Being within the field of membership, I/we hereby apply for membership in ēCO Credit Union and agree to conform to its bylaws and amendments thereto; subscribe for at least one share; and agree to the conditions printed in this form.

By clicking submit below, I/we agree to be bound by ēCO’s bylaws, and all rules, regulations, terms and conditions governing this account, and all amendments thereto which may be in effect from time to time. A Membership Disclosure information brochure will be provided to me/us. You may also request or use subsequent consumer reports in connection with a review, update, renewal or extension of my/our accounts without additional notice to me/us.

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