VISA Debit Cards
Through ēCO’s Basic, Advantage, and FORWARD Checking Accounts, members have access to free VISA Debit Cards. Debit Cards can be used anywhere VISA is accepted and at Co-Op Network ATMs Nationwide —surcharge free. All ēCO Debit Cards are EMV Chip-Enabled.
- To activate your new ēCO Credit Union Debit Card, please call: 800-992-3808.
- To assign your Debit Card PIN Number, call: 800-992-3808.
- In case of a lost or stolen debit card, please call: 800-472-3272.
VISA Credit Cards
Whether traveling or shopping around town, ēCO’s Credit Cards are a great solution. We offer five VISA Credit Cards to meet your needs.
||ēCO Platinum Preferred Plus VISA
||ēCO Platinum Preferred VISA
||ēCO Platinum VISA
||ēCO Classic VISA
||ēCO FORWARD VISA*
|Annual Percentage Rate (APR) for Purchases, Cash Advances, and Balance Transfers
||4.99% Introductory APR for the first 6 months; After that, your APR will be 7.49%
||4.99% Introductory APR for the first 6 months; After that, your APR will be 9.50%
|Fees to Open or Maintain
||Annual Fee: None
Application Fee: None
||Balance Transfer Fee: None
Cash Advance Fee: None
Foreign Transaction Fee: 1% of each transaction in U.S. dollars if the transaction involves a currency conversion.
||You have 25 days to pay your balance for purchases if you pay your entire balance by the due date each month.
Earn Bonus Points for every new retail purchase you make with our ēCO FORWARD, ēCO Platinum, ēCO Platinum Preferred, and ēCO Platinum Preferred Plus Credit Cards! You earn one UChoose Rewards® Point for every $1 in retail purchases made using your ēCO VISA Card. Points can be redeemed for brand-name merchandise and exciting travel rewards.
View and register for the UChoose Rewards® Bonus Points
For UChoose Rewards® Support, please call: 1-877-557-8610.
Access Account Information
We have made it even easier for you to access all of the information about your ēCO Credit Card. To view real-time credit card information, including transactions, pending activity, payment information and member email alerts, log-in to your ēCO Online account. If you are not currently enrolled in ēCO Online, step-by-step instructions can be accessed on the Online Services page.
VISA Credit Card Online Account Access
In case of a lost or stolen Credit Card or to contact member service, please call: 1-855-553-0971.
Gift Cards & Travel Cards
ēCO VISA Gift Card
VISA Gift Cards make a perfect present for weddings, graduations, birthdays, and housewarming.
- Give gifts from $25 to $500.
- Use wherever VISA Debit Cards are accepted.
- Can be replaced, if lost or stolen.
- Card fee – $2.50
- Available at any convenient ēCO Branch.
ēCO VISA Travel Card
ēCO’s VISA Travel Card is a prepaid, reloadable VISA Debit Card that offers you a better alternative to traveler’s cheques and cash.
- Minimum card load is $100; Maximum card load is $5,000.
- Accepted at millions of merchants around the world that accept VISA Debit Cards and more than 950,000 VISA ATMs.
- Card fee – $4.95 (Reload fee is $2)
Available at any convenient ēCO Branch.