At ēCO, we love seeing our members reach huge financial milestones; that’s why we have a variety of mortgage options to meet the needs of our members in all stages of life. Whether you are buying your first home or need a line of credit to help you spruce up your current space, we are ready to meet your needs.
- 5 Year Fixed
- 10 Year Fixed
- 15 Year Fixed
- 30 Year Adjustable Rate Mortgage
No-Cost Quick Equity Products
- No Cost Home Equity- Fixed
- Rate- Prime
- Up to $50,000
- Up to 90% of Tax Assessment
Closing cost must be paid by member if loan is paid in full within one year of loan date.
- No Cost Home Equity Line of Credit- Variable
- 7 Year Quick Equity
- Land Only
First-Time Home Buyers Promotion
- For first-time home buyers*, we offer some special financing perks:
- Finance 100% of the appraised value of the home
- Waive $450 Underwriting Fee
- $100 VISA Gift Card
- Through June 30, ēCO will finance up to 100% of the appraised value of the home.** The current rate for 100% financing is 3.75% APR.
- You will not be charged PMI (Private Mortgage Insurance).
- ēCO offers local and personal services. We also keep mortgages in-house.
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