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Mortgages

At ēCO, we love seeing our members reach huge financial milestones; that’s why we have a variety of mortgage options to meet the needs of our members in all stages of life. Whether you are buying your first home or need a line of credit to help you spruce up your current space, we are ready to meet your needs.

First Mortgages

  • 5 Year Fixed
  • 10 Year Fixed
  • 15 Year Fixed
  • 30 Year Adjustable Rate Mortgage
    • Fixed for up to 10 Years

Second Mortgages

  • Up to 15 Year Fixed

Other Options

  • 7 Year Quick Equity
    • 1st or 2nd Mortgage
  • HELOC
    • Up to a 15 Year Term
  • Land Only

Other Benefits

  • ēCO finances up to 95% of your purchase price.
  • You will not be charged PMI (Private Mortgage Insurance).
  • ēCO offers local and personal services. We also keep mortgages in-house.

For a Limited Time:

When a first-time home buyer finances with ēCO*, they will receive the following benefits:

  • 100% Financing
  • Waive $450 Underwriting Fee
  • $100 VISA Gift Card

*Borrower must use ēCO's 5 year/6-month mortgage product to qualify for benefits. Subject to credit approval.

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