Share Savings
| Tier/Balance |
Prospective Dividend Rate |
Annual Percentage Yield |
| Tier 1: $100,000.00 or more |
0.70% |
0.70% |
| Tier 2: $75,000.00 – $99,999.99 |
0.40% |
0.40% |
| Tier 3: $40,000.00 – $74,999.99 |
0.30% |
0.30% |
| Tier 4: $10,000.00 – $39,999.99 |
0.20% |
0.20% |
| Tier 5: $100.00 – $9,999.99 |
0.10% |
0.10% |
| Tier 6: $0.00 – $99.99 |
0.00% |
0.00% |
Club Savings
| Tier/Balance |
Prospective Dividend Rate |
Annual Percentage Yield |
| Tier 1: $100,000.00 or more |
0.70% |
0.70% |
| Tier 2: $75,000.00 – $99,999.99 |
0.40% |
0.40% |
| Tier 3: $40,000.00 – $74,999.99 |
0.30% |
0.30% |
| Tier 4: $10,000.00 – $39,999.99 |
0.20% |
0.20% |
| Tier 5: $100.00 – $9,999.99 |
0.10% |
0.10% |
| Tier 6: $0.00 – $99.99 |
0.00% |
0.00% |
Other Accounts
| Account Type |
Minimum ADB* to earn Dividends |
Prospective Dividend Rate |
Annual Percentage Yield |
| IRA or Roth IRA Club |
No Minimum Balance |
0.10% |
0.10% |
| Checking (Truncated and Non-truncated) |
$500.00 |
0.05% |
0.05% |
Money Market Magic
| Tier/Balance |
Prospective Dividend Rate |
Annual Percentage Yield |
| Tier 1: $100,000.00 or more |
1.50% |
1.51% |
| Tier 2: $ 40,000.00-$ 99,999.99 |
1.00% |
1.00% |
| Tier 3: $ 2,500.00-$ 39,999.99 |
0.75% |
0.75% |
| Tier 4: $1,000.00-$2,499.99 |
0.00% |
0.00% |
Certificates of Deposit and IRAs
| Term |
Minimum |
APR* |
APY* |
| 3 month |
$1,000.00 |
0.50% |
0.50% |
| 6 month |
$1,000.00 |
1.25% |
1.26% |
| 1 year |
$1,000.00 |
4.50% |
4.59% |
| 18 month |
$1,000.00 |
3.00% |
3.03% |
| 2 year |
$1,000.00 |
3.00% |
3.03% |
| 30 month |
$1,000.00 |
2.75% |
2.78% |
| 3 year |
$1,000.00 |
2.75% |
2.78% |
| 4 year |
$1,000.00 |
2.85% |
2.88% |
| 5 year |
$1,000.00 |
3.00% |
3.03% |
| 1 year IRA |
$500.00 |
4.50% |
4.59% |
| 18 month IRA |
$500.00 |
3.00% |
3.03% |
| 2 year IRA |
$500.00 |
3.00% |
3.03% |
| 30 month IRA |
$500.00 |
2.75% |
2.78% |
| 3 year IRA |
$500.00 |
2.75% |
2.78% |
| 4 year IRA |
$500.00 |
2.85% |
2.88% |
| 5 year IRA |
$500.00 |
3.00% |
3.03% |
Rates for Traditional, Roth and Education IRAs are the same
Rates and Annual Percentage Yields are accurate as of March 27, 2024. For more information about fees and terms, please contact a Member Services representative at 205-226-3900.