Credit Cards

eCO offers five VISA credit cards to meet your needs.

We have made it even easier for you to access all of the information about your eCO Credit Card. To view real-time credit card information, including transactions, pending activity, payment information and member email alerts, log-in to your eCO Online account. If you are not currently enrolled in eCO Online, step-by-step instructions can be accessed on the Online Services page..

VISA Credit Card Online Account Access can also be found by following this link.

In case of a lost or stolen credit card or for general credit card customer service,
please call: 1-855-553-0971

ēCO’s Balance Transfer Promotion

Paying off your high-interest debt getting old? At ēCO Credit Union, we care about your financial situation and want to help you get out of debt quicker. There IS a light at the end of the tunnel!

This fall, we are offering 4.99% APR for the life of balance transfers to an ēCO Credit Union VISA® Credit Card. You read that right. Transfer your high-interest auto loans, credit cards, and personal loans to ēCO and receive 4.99% APR for the life of the balance transfer. Not only can this bring down the amount of interest you’re paying each month, it can also help consolidate your debt into one easy payment. And at ēCO, you will not be charged a balance transfer fee or annual fee for the credit card.

So let’s run through it again…

  • Transfer Balances to ēCO at 4.99% APR
  • No Balance Transfer Fee
  • No Annual Fee
  • Available to New and Existing Members
  • Application must be received by December 23

Ready to get started? Contact any branch or call: 855-553-0971 and press 0.

 Subject to Credit Approval | APR- Annual Percentage Rate | Current ēCO Loans or Credit Cards are not eligible.

 Apply Today


 eCO Credit Cards eCO Platinum Preferred Plus VISA eCO Platinum
Preferred VISA
eCO Platinum
eCO Classic
eCO Forward>>>*
Annual Percentage Rate (APR) for Purchases, Cash Advances, & Balance Transfers 4.99%
Introductory APR for the first 6 months; After that, your APR
will be 7.49%
Introductory APR for the first 6 months; After that, your APR
will be 9.50%
UChoose Rewards® Yes Yes Yes No Yes
Fees to Open or
Maintain your Account
Annual Fee: None
Application Fee: None
Transaction Fees Balance Transfer Fee: None
Cash Advance Fee: None
Foreign Transaction Fee: 1% of each transaction in U.S. dollars if the transaction involves a currency conversion.
Grace Period  You have 25 days to pay your balance for purchases if you pay your entire balance by the due date each month.

*Visa FORWARD>>> only available for members between the ages of 19 and 29.

UChoose Rewards®

Earn Bonus Points for every new retail purchase you make with our eCO FORWARD, eCO Platinum, and eCO Platinum Preferred Credit Cards! You earn one UChoose Rewards® Point for every $1 in retail purchases made using your eCO VISA Card. Points can be redeemed for brand-name merchandise and exciting travel awards.

View and register for the UChoose Rewards® Bonus Points.

To apply for a credit card, go to the nearest branch office and speak with a Member Service Representative today!

Visa Gift Card

  • Give gifts from $25 to $500.
  • Use wherever VISA debit cards are accepted.
  • Can be replaced if lost or stolen.
  • Available at any convenient eCO branch location.

VISA Travel Card

  • Prepaid, reloadable VISA debit card that offers you a better alternative to traveler’s cheques and cash.
  • Accepted at millions of merchants around the world that accept VISA debit cards and more than 950,000 VISA ATMs.
  • Minimum card load is $100; Maximum card load is $5,000.
  • Card fee – $4.95 (Reload fee is $2)
  • Available at any convenient eCO branch location.