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Applications & Forms

Membership at ēCO Credit Union is one of the best financial decisions you can make. By becoming a member, you gain access to ēCO’s vast array of great products and services. And, your account can be opened with as little as $1.

Anyone who lives, works, worships or attends school in the following counties is eligible:

  • Jefferson
  • Shelby
  • Walker
  • Blount
  • Cullman

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Ready to open an ēCO Credit Union checking account? When you sign up for e-Statements, all ēCO Checking Accounts are free!

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A.L. Bratcher Scholarship

The A.L. Bratcher Scholarship was created in 2011 to honor the late Reverend A.L. Bratcher and his work and dedication to safe, sound, member-first financial institutions.

The A.L. Bratcher scholarship is for high school seniors who will be enrolled or plan to be enrolled in an undergraduate course of study during the 2025-2026 school year at a 4-year college, 2-year college, or vocational-technical college in the United States. ēCO Credit Union will be awarding two high school seniors a $2,500 scholarship each for their upcoming undergraduate expenses.

Download the Application

ēCO Credit Union Foundation Scholarship

The ēCO Credit Union Foundation is a 501(c)(3) dedicated to financial education. In 2017, the first-ever ēCO Credit Union Foundation Scholarship was presented.

The applicant must be an adult who is attending or returning to school in order to shift career directions or advance in his or her career. He or she must plan to be enrolled in an undergraduate or graduate course of study during the 2025-2026 academic school year at an accredited 2- or 4- year college, university, or vocation-technical college in the United States.

Download the Application