As the calendar flips to a new year, people often set goals to improve their health, organize their lives, and strengthen their finances. If paying down debt is on your to-do list for 2026, there is one simple move that can make a big difference.
Why Start Fresh in January?
The new year is the perfect time to reset. High-interest debt, especially from credit cards or other loans, can slow down any progress and cost you more than you realize. By transferring your balances to an ēCO VISA Credit Card with a lower rate, you can reduce your interest and pay down your balances faster than before.
How a Balance Transfer Helps You Save
Moving your balances to a lower Annual Percentage Rate (APR) means you’ll pay less interest over time. Here’s how it helps:
- More of your payments go directly to lowering your debt.
- You can pay off what you owe faster, even if your monthly payment stays the same.
- You can also make things simpler by combining several payments into just one.
At ēCO Credit Union, we want to help you start 2026 on the right foot. Our Balance Transfer special offers:
- APR: 5.74% APR
- No Balance Transfer Fee
- Use it for more than credit cards: Transfer auto loans, personal loans, and other high-interest debt.
(Current ēCO loans or credit cards are not eligible.)
Your Fresh Start
Picture yourself starting the year with a clear plan and a lower interest rate. Every dollar you save on interest can help you reach your goals faster, whether you want to pay off debt, build an emergency fund, or save for something big.
Ready to Start?
Don’t let high interest follow you into the new year. Make your move today!
Visit your local ēCO branch or call us before March 20th to learn more about how we can help you start the year strong.