Holiday Loan

It’s the most wonderful time of the year! Twinkling lights, cozy nights, and the joy of giving makes it even more magical. But let’s be real: it can also be expensive. Whether you are planning a winter getaway, hosting the ultimate family feast, or checking off every name on your gift list, a little financial boost can go a long way.

That’s where we come in.

Our Holiday Loan is designed to help you enjoy the season without the financial strain. At 8.25% APR*, Say Hello to Holiday Cheer and Goodbye to Stress, so you can focus on the things that really matter like making memories

But wait, it gets better...

🎁 Skip-a-Pay: The Gift That Keeps on Giving

When you take out a loan with us, you have the option to skip a monthly payment of your choosing! This gives your budget some extra breathing room when you need it most. Even better? You can skip eligible ēCO Credit Union loan payments twice per calendar year, per loan. It’s just one more way we help make the season a little brighter. It’s like giving yourself a gift after the holidays. Click here to learn more**

Ready to Sleigh the Holidays? Apply today and unwrap the joy of a stress-free season. Your perfect holiday is just one loan away.

👉 Apply Now or visit your nearest branch!

*Annual Percentage Rate | Terms and Conditions May Apply | Subject to Credit Approval | NOVEMBER 1 - DECEMBER 31

** ¹ Deferment of this payment may cause an increase in the final payment on your loan. Certain loan types may be excluded and all extensions are subject to credit union approval. By signing, you and any cosigner authorize the credit union to advance the due date on the loan(s) specified by one month. Interest will continue to accrue on the balance of the loan from the last payment date. Loans must be current to qualify. Limit of two (2) Skip-A-Payments per calendar year, per loan. Two (2) consecutive loan payments cannot be deferred. All other terms and conditions of the loan(s) will remain. Loans excluded from this offer are real estate, single pay loans, lines of credit, or credit cards. GAP insurance may not apply to the extended loan term. If paying a $34 fee through a transfer from a share or share draft account, funds must be available over any minimum balance requirement to cover the fee at the time this form is processed. The primary and all joint/co-signing members/owners must sign the request form to skip the loan(s). Subject to credit union terms and conditions, may be changed without prior notification.