ēCO Credit Union Blog

An interest rate is both simple and complex. It can work for you or against you, which sometimes makes it hard to understand. We are breaking down the similarities and difference between interest and annual percentage rate.

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Have you ever wondered why we call you a member or member-owner instead of a customer? Or why when you stop by one of our branches we ask for your member number instead of an account number?

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ēCO Credit Union has a strong commitment to the communities where our members live, work, and play. Through the #ēCOmmunity program, we are proud to recognize people and community groups who go above and beyond for their community. Each month in 2020, members of the community who embody the credit union philosophy of “People Helping People” will be nominated by ēCO employees to be “Credit Unioned.” 

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Did you know that as a member of ēCO Credit Union, you have access to nearly 30,000 ATMs without a fee* and 5,600 shared branches? When you visit our locations and hours page, you’ll see our six local branches listed, but thanks to the Co-Op Network, ēCO is much larger.

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ēCO Credit Union and the ēCO Credit Union Foundation are excited to share more about our 2020-2021 scholarship recipients.

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ēCO Credit Union has a strong commitment to the communities where our members live, work and play. Through the #ēCOmmunity program, we are proud to recognize people and community groups who go above and beyond for their community. Each month in 2020, members of the community who embody the credit union philosophy of “People Helping People” will be nominated by ēCO employees to be “Credit Unioned.” 

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Throughout the Coronavirus pandemic, we have closely followed updates from the Center for Disease Control and the Alabama Department of Public Health. Based on their guidance, we are excited to announce the following branch lobbies will re-open on Monday, June 1: Alabaster, Clay, Gardendale, McCalla, and Riverchase. Lobbies will be open from 9 a.m. to 4:30 p.m. Drive-thrus will continue to be open from 9 a.m. to 5:30 p.m.

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Whether you are getting your backyard ready to be a stay-cation oasis or you need a little extra help paying for a much-needed getaway, ēCO Credit Union is excited to offer our members the opportunity to skip a loan payment this summer.

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For April, we asked the community to help us honor a person or group working in the medical field. We have all seen the impact of the COVID-19 pandemic. Those working on the frontlines are truly embodying the credit union philosophy, and we want to do our part to show our appreciation as they work tirelessly to keep us safe and healthy. After receiving several nominations, we randomly selected Roderick Watkins, the Administrator for Rehab Select at Shelby Ridge, as our #ēCOmmunity recipient for April. 

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The Coronavirus has financially impacted people in our city, state, and nation. On March 27, the Coronavirus Aid, Relief and Economic Security (CARES) Act was signed into law.  The CARES Act is intended to help those who have suffered economic hardship as a result of COVID-19.

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