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ēCO Credit Union Blog

What Documents Do I Need When Applying For A Loan?

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If you are in the market for a loan, being prepared and organized will help the lending process move along quicker. Most loan applications require the same types of information across the board, but each loan type also requires information specific to the type. Let’s take a look at the some of the most common types of loans and the documents you will need when applying.

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July #eCOmmunity - Pastor Douglas Caddell

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While there is a lot that is uncertain, ēCO employees are still choosing to celebrate those who are working to make a difference in their communities. Je’Nae Washington, Branch Manager of the McCalla Branch, nominated Pastor Douglas Caddell to be “Credit Unioned” for the month of July.

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Riverchase Member Appreciation

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This year at ēCO Credit Union, we are feeling extra grateful for you, our members. To celebrate, we are proud to host Member Appreciation Days at each of our six convenient branches. Read more about all the fun we had at the Riverchase Member Appreciation Day!

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Understanding Your Credit

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In today’s world, your credit is important. Not only can your credit history impact being able to get a loan and your loan rate, but it can also influence renting an apartment, future employment, and qualifying for insurance.

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Creating A Strong Password

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Having a strong password for online accounts is the first line of defense for keeping your personal information safe from intruders and hackers. Check out these tips for creating a strong password and keeping your private information safe!

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Credit Card vs. Debit Card- What's the Difference?

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With 16 digit card numbers, expiration dates, and PIN codes (personal identification number), Credit Cards and Debit Cards look similar, but did you know they are very different? We have outlined all of the differences for you right here!

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eCO Checking Accounts

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A checking account is a great product to use for daily purchases or expenses. Funds from your checking account can be withdrawn at any time. With several personal checking accounts to choose from, ēCO's Checking Accounts are designed to help simplify your life. We have designed accounts with you in mind, specific to your needs!

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eServices Explained

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Do you ever feel overwhelmed by all of the “banking” terms? ēCO’s Online Services are designed to help simplify your life, but with all of the options we offer, it can get confusing. Let’s walk you through what the service is, how it benefits you, and where you can access it.

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What Does the Home Buying Process Look Like for a First-Time Home Buyer?

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A home is often the most expensive purchase someone makes in their lifetime. The home-buying process can involve a lot of steps and a lot of confusing terms. Before you jump in with both feet, it’s important to know what to expect.

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Interest Rate vs. Annual Percentage Rate

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An interest rate is both simple and complex. It can work for you or against you, which sometimes makes it hard to understand. We are breaking down the similarities and difference between interest and annual percentage rate.

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